Last updated · 27 February 2026
Terms of Service
Welcome to SaveMate AI. These Terms govern your use of the SaveMate AI mobile app and website, provided by Plintho Digital LLP. By using the Service you agree to these Terms and to our Privacy Policy.
01Who can use SaveMate AI
You must be at least 18 years old and legally able to enter into a contract under Indian law to use the Service.
02Your account
You are responsible for the information you provide, including income, expenses and goals. Please keep your login credentials confidential. Notify us immediately if you suspect any unauthorised access to your account.
03What SaveMate AI is (and is not)
SaveMate AI is a personal expense tracker and AI-powered money companion designed to help you understand your own spending patterns and save more of your salary.
SaveMate AI is NOT certified financial, tax, investment or legal advice. We do not sell, distribute or recommend loans, credit cards, insurance products, mutual funds, stocks or cryptocurrency.
04AI features
Our AI features (OCR on bills/UPI screenshots and the Ask AI chat) can sometimes make mistakes. Always verify the extracted amount, merchant and category before saving an expense. You are the final decision maker.
05Acceptable use
- No illegal, harmful or fraudulent content.
- No scraping, reverse engineering, decompiling or attempting to circumvent security.
- No money laundering, fraud or misuse of financial data.
- Do not upload data belonging to someone else without their consent.
06Pricing & payments
SaveMate AI is currently free to use. If we introduce a paid plan in the future, the price will be shown clearly in-app before any charge is made. You will always be able to cancel or downgrade.
07Intellectual property
The SaveMate AI name, logo, app design, code and content belong to Plintho Digital LLP. The data you enter belongs to you.
08Termination
You can delete your account any time from Profile → Delete account & all data. We may suspend or terminate accounts that violate these Terms, break the law, or abuse the Service.
09Limitation of liability
The Service is provided on an "as-is" and "as-available" basis. To the maximum extent permitted by law, Plintho Digital LLP shall not be liable for any indirect, incidental, special or consequential damages, or for any financial decisions you make based on outputs from the Service.
10Governing law & jurisdiction
These Terms are governed by the laws of India. The courts at Bengaluru, Karnataka shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms.
11Changes to these Terms
We may update these Terms occasionally. Material changes will be highlighted in-app or by email. Your continued use of the Service after changes means you accept the updated Terms.
12Contact
Plintho Digital LLP · India · hello@savemate.in